Hi
I have a multi car policy with admiral. The way mine works is i put my car on the policy now, and the wifes car is pending until her insurance is due for renewal.
After the year i receive a full year NCB, but even the wife would only be on the policy for 9 months, she will still receive the full year NCB.
They effectively treat it as two policies just under one account. For example im the main driver on my car and the wife is a named drive. Likewise, my wife is the main driver on her car and i am a named driver, although i am covered on her car until her part of the policy comes into effect.
Hope this helps but let me know if you have any queries.
Thanks
PS Just thought id mentioned that the NCB on one car is not affected by the other. If the wife crashes her car i dont lose my NCB
Edited by: gummibear1986