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Discussion Starter · #1 ·
Renewed my insurance on the first of december and I remember back to a discussion on here....as we know certain insurance company's "select" a demographic as there core customer (Sheila's wheels, SAGA etc) And it goes for certain brands too, (VW specialists, fiat 500 insurance etc) First I scoured the comparison sites....waste of time! After 10 or 15mins of rechecking on the brokers direct site and then rang the 3 "looser's" to say that there quote wasn't the best. To which I got hugely different quotes over the phone. LV quoted £70 less that the quote on there own direct site. Admiral said as long as took out a policy right there and then they would beet any quote i'ld already had by £10...bit pushy....so declined.

Either way, when I changed my policy over from my old car I was given a change over price and a yearly quote. I paid the admin fee (£15)plus the premium extra (£3) just to finish of the year and gain an extra year no claims. I was quoted £395 for a full year at the time (early october)
And come December got a renewal for the very same price.
Gave them a call (Tesco's) and queried why it was so much even though I now had 8yrs no claims (kept quiet how my old car was valued a quarter of my sparkly pro-ceed 4) 2mins on hold and had £40 knocked off there and then! and to be honest the renewal was over £50 cheeper than I had already bartered with other insurance company's. So just to prove contrary to belief....prices ARE coming down if you just a ask!

I'm not on rampage against the price comparison sites but for the love of god don't JUST rely on them. As I say, tesco insured my pro-ceed4 valued at £16k fully comp, protected no claims, courtesy car, brand new car if the cars a totally lost in the first year, NO ACCESS (and I mean none, compulsory or voluntary. Only £50 for head unit) for a totally of £355. For a 26yr old fella I don't think that's bad. So I would recommend anyone with a Pro to check them out next time it's renewal.

if anyone has got a great deal for a certain model....share away! Because searching for a genuine good deal in reality is harder then a moneypit.com or confuffed.co.uk!!
Edited by: RichieD76
 

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On the other hand, my wife's old car was insured with Tesco but they wereextremelyuncompetitive when she came to insure her Sportage.

Like you, I have found that with insurance (any kind) it usually pays to ring them up and haggle. It's surprising how much money that can be saved on household policies, breakdown insurance etc just by picking up the phone and telling them simply that their quote is too expensive.




Edited by: Techno
 

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You will find that there are no deals for loyalty with Insurance Companies.....Your Premium will (more often than not), increase if you stay with your existing Insurance Company,but if you move to a new Company a large number of companies give a decent discount incentive to new policy holders just to get your Business.
Shop around, you should be pleasantly surprised. You will not save a fortune inmy experience, but it all helps, and certainly be better off than just taking the easy way out.
Rob
 

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Decided to 'practice what I preach' yesterday evening....(see above post)
Existing Policy is with Direct Line for my Fiat Bravo. That is going tomorrow and I (hopefully) collect my Sportage. Asked Direct Line to quote me for the Sportage, and they did !!!.... £355 (still cheaper than the renewal on the Bravo - £392).

Went onto Tesco and filled in the details for the Sportage. Quote came back at £227. An 'eyewatering' saving of 36%............AND the value of the Sportage is 5 times that of the 5 year old Bravo.

Not bad for 20 mins work on the Laptop.

BTW just for Info....went onto Compare the Meerkat dot com and the cheapest premium was £296..
 
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